Call Us 704-364-0833 ☰ ˟
Logo
Call Us 704-364-0833
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Get A Quote
    • Our Carriers
    • Contact UsImage of right arrow
      • Dilworth Charlotte Office
      • Weddington/Waxhaw/Marvin
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Collision Coverage
      • Liability Coverage
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
      • Vanishing Deductible
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Condo Insurance
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Property Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Individual Life
      • Long Term Care
      • Disability Insurance
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • Snowmobile Insurance
    • Personal Umbrella & Identity Theft
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Non Profit Insurance
      • Personal Trainer Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Errors and Omissions Insurance
      • Equipment Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Loss Control Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Annuity Quote Form
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Cargo Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Watercraft Insurance Quote
    • Workers Compensation Insurance Quote
  • Contact Us
    • Dilworth Charlotte Office
    • Weddington/Waxhaw/Marvin
    • Locations & Hours
    • Request A Free Quote
  • Our Staff
  • Our Carriers
Home > Blog > Who Needs Life Insurance?
FRIDAY, DECEMBER 2, 2022

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.  

This applies to people in the following situations: couple taking a drive

  1. If you are married, you need life insurance. Life insurance ensures that your spouse has money to pay your medical bills, funeral costs and will have money to live on and make the adjustment of not having you there. How much life insurance you need depends on how much money you make, or does it? Yes, you want life insurance to cover your salary if you are gone. But, you also want life insurance to cover the cost of child care, housekeeping etc., if you are a stay at home parent. You might not be making a salary, but what you do for your household is expensive to replace. 
  2. If you have children, you need life insurance. The life insurance policy can cover college costs, transition costs and will be valuable if your children need to live with a guardian after you are gone. Your life insurance protects their future if you are not there to provide. 
  3. If you are single without children, you need life insurance. Why? Because someone has to pay your bills. Unless you are wealthy enough for all your end of life bills to be paid—including your mortgage and medical bills—then you need life insurance to protect your family’s finances. 
  4. If you are retired, you need life insurance. So, your house is paid off and you have ample money in the bank for those end of life expenses. But, what if something happens to one of your children and you need to care for your grandchildren? Don't wait until it's too late to get life insurance to protect your loved ones. Plus, it would be nice to pass on some money to those grandchildren to give them a financial boost. 

Are you ready to talk about life insurance? Our agents are happy to assist you. We’ll help you get started. 

Posted 2:21 PM

Tags: life insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • life insurance(6)
  • auto insurance(5)
  • home insurance(4)
  • business insurance(4)
  • homeowners insurance(1)
  • workers compensation insurance(1)
  • commercial business insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
autoowners logo
Home| Get A Quote| Customer Service| Blog| About Us| Contact
1700 East Blvd | Charlotte, NC 28203
P: 704-364-0833 | Fax: 866-819-2827 | Other Locations
Social Social Social
Logo

Powered by Insurance Website Builder