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J M Hamilton and Associates Blog

View the latest blog posts from J M Hamilton and Associates.

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Tuesday, January 10, 2023

4 Steps to Take After Being Injured at Work

Nobody wants to be in an accident while at work. However, each month thousands of employees across the United States find themselves injured. That’s why it is important to know what to do after you're hurt. You can take the steps involved in filing a workers' compensation insurance claim. READ MORE >>

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Friday, December 2, 2022

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.   This applies to people in the following situations:  If you are married, you need life insurance. READ MORE >>

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Tuesday, November 1, 2022

3 Ways Business Insurance Benefits Your Financials

Do you really need to invest in business insurance that covers interruptions to your operations? As a business owner, you may not remember a time when you couldn't open your location and serve your customers' needs. That doesn’t mean, however, that you can afford to go without any type of coverage for an interruption. READ MORE >>

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Thursday, October 6, 2022

5 Common Misconceptions about Home Insurance

With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up. READ MORE >>

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Thursday, September 1, 2022

Why You Must Always Keep Up With Your Car Insurance Payments

Every car insurance policy is going to cost money. Luckily, by working with an independent insurance agency, you can choose the best and most affordable plan from a variety of options. But affording the policy is just half of the deal. Paying for it is the other.  READ MORE >>

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Monday, August 15, 2022

3 Mistakes to Avoid When Choosing Life Insurance

Life insurance is a safety net for your family, but many people either don't have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy.  Not Choosing at All. READ MORE >>

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Wednesday, July 6, 2022

4 Must Have Commercial Insurance Policies for Growing Businesses

As a business owner, you may feel like you constantly have to duck and dodge problems. Avoiding risks is a part of business, one that will improve your chances of success.  When it comes to meeting the demands of your business, it’s much better to have a partner to help you avoid risks. READ MORE >>

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Tuesday, June 21, 2022

5 Common Homeowners Mistakes

Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. READ MORE >>

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Thursday, May 5, 2022

My Car Has Significant Damage from a Parking Lot Accident: Am I Covered?

Parking lot accidents are not uncommon. In fact, they are one of the most common types of claims for fender benders. However, they often occur on private property and, in some situations that can change who is responsible and whether or not your auto insurance will cover the costs. READ MORE >>

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Tuesday, April 19, 2022

3 Reasons You Need More Than Just Your Employer-offered Life Insurance

Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs.  Why You Need More  READ MORE >>

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